FAQs - What you need to know before buying a property in Spain

WHY BUY YOUR HOME IN COSTA DEL SOL WITH AMA REAL ESTATE

Why Buy Your Home in Costa del Sol with AMA Real Estate?

Are you looking to buy a home in Marbella and need a trustworthy agency to guide you through the entire process? Don’t worry, it’s normal to feel a bit overwhelmed with all the options you find online. The Costa del Sol offers a huge variety of villas, houses, and apartments, and if you don’t know the area well, it can be hard to figure out where and how to start.

Our experience with foreign clients during the years taught us a lot. It’s thanks to those experiences that AMA Real Estate can guide you with honesty and transparency. We’re here to help you avoid mistakes, and to make sure you feel supported not just during the buying process, but also afterward. That’s why we built a network of services to help you from finding the perfect home to handling all the post-sale bureaucracy and practicalities. You will never feel alone in this journey.

Our goal is to help you live your dream of owning a home in the Costa del Sol without the stress, because you deserve it.

What Our Clients Say

Reliability and Testimonials from Our Clients

We love talking about properties for sale in Costa del Sol and about all the wonderful things we do for our clients. But we prefer to let our clients speak for themselves. So, here’s what our clients say about us.

Here are a few that make us proud:

“Kindness, friendliness, and most of all, great professionalism. Adriana and Andrea were invaluable in helping us find our new home in Marbella. They supported us throughout the entire process with both seriousness and heart.”

“Adriana and Andrea were wonderful! They advised and guided us step by step in buying our seaside home. Congratulations! I recommend everyone trust them! For us Italians, speaking our language was an additional bonus! Thank you for everything!”

“Professional, competent, available. I was extremely satisfied with how Adriana and Andrea managed the purchase, assisting me with professionalism through every step and procedure, even those unrelated to the purchase. Always available, even outside office hours. Highly recommend them.”

“A heartfelt thank you to Adriana and Andrea from AMA Real Estate for all the help they gave me in purchasing an apartment in Marbella. They followed and helped me in every step of the buying process, always with kindness and professionalism. Without them, I don’t know how I would have managed. Thank you for making this dream of mine come true.”

How to Choose the Right Location for Buying a Property a in Costa del Sol

Best Areas to Buy a Home in Costa del Sol

Many of our clients, just like you, are unfamiliar with the areas of the Costa del Sol. We often get asked: “What are the best areas to buy a house in Marbella?” We completely understand. Before choosing the house, it’s crucial to understand which area fits your lifestyle best.

The Costa del Sol’s areas, such as the Golden Mile, Nueva Andalucia, and Puerto Banus in Marbella, Marbella East with the famous Elviria, Cabopino, El Rosario, and Mijas Costa, where Calahonda, Miraflores, Riviera del Sol, and La Cala de Mijas are highly sought after, Estepona with its New Golden Mile and Sotogrande, are among the most desired for those seeking luxury and proximity to the sea. Areas like Estepona and Mijas Costa offer more affordable options, while Marbella, both east and west, tends to be more expensive.

Whether you’re looking for houses for sale in Marbella by the sea or in other areas, we’re here to guide you through the process. We know that a beautiful villa in an area that doesn’t match your lifestyle can be a bad choice. That’s why we organize short tours to help you discover the areas that best fit your needs.

Members of the Largest Resales Network in Costa del Sol

Luxury Villas and Apartments for Sale in Costa del Sol

You can directly leverage our expertise as members of the largest real estate network in Spain, with over 1,000 agencies ready to collaborate for you. This means that, through AMA Real Estate, you’ll have privileged and immediate access to all available properties for sale in Costa del Sol, beyond those listed on our website, without needing to contact other agencies. With us, every wish becomes reality!

We simplify the process to save you time and give you the peace of mind you deserve.

It’s important to maintain realistic expectations. You’ll find all kinds of cheap properties for sale on the real estate platforms, but the reality is that the Costa del Sol is one of the most expensive areas in Spain.

Keep in mind that the cost of a villa under construction or an off-plan villa starts at around one million euros, depending on the area, proximity to the beach, and services. For a off-plan apartment, prices start from 250,000 euros in Estepona and from 400,000 euros in Marbella.

If we start with realistic expectations, we can work together effectively to find the perfect home for you. Together, you will be able to navigate the complex real estate market in Costa del Sol, with complete transparency.

Complete Services and Trusted Collaborations

Collaborations with Marbella’s Top Professionals for High-Quality Pre-Sales and After-Sales Services

We are much more than just a real estate agency: we offer a full, 360-degree service. Through our partnerships with the best local professionals, including lawyers, interior designers, and property managers, we provide a full-service experience that goes beyond just the purchase. Our goal is to ensure a smooth transition and impeccable management of your property, so you can focus on enjoying your new lifestyle.

We collaborate with CBC Law Firm in Marbella, one of the most renowned law firms in the city, offering comprehensive legal and tax assistance for all our clients. If you’re thinking of renting out your property to generate a return on your investment, we collaborate with one of the leading property management agencies in Costa del Sol to help you manage rentals efficiently and stress-free.

Additionally, we collaborate with two of the top five banks in Spain, offering personalized financial services for clients needing mortgage or financing solutions. We’ve also established relationships with construction, gardening, and maintenance companies to guarantee you reliable and high-quality after-sales service.

If you’re wondering “what taxes you need to pay when buying a home in Marbella“, we’re here to provide you with all the necessary information and connect you with professionals who can help you manage the tax aspect in a transparent and accurate way.

You will have plenty of useful information in the below articles I prepared for you.

Useful links:

No Purchase Commissions and Maximum Transparency

No Hidden Costs and No Commission Fees

One of the things that set us apart is transparency: there are no hidden costs, and we don’t charge any fees or commissions for our services to the buyer. Our sole interest is to help you find the perfect home without worrying about additional costs.

If you’re thinking about the process of buying a home in Spain as a non resident, know that we are here to simplify every stage, providing all the support you need to make the best decisions. Since we handle everything, from the purchase to after-sales management, you can live your dream of owning a home in Marbella without stress.

Conclusion

At AMA Real Estate, we want to make your dream of buying a home in Marbella a reality. Whether you’re looking for luxury villas for sale in Marbella or newly built apartments in luxury residential complexes, we’ll guide you through every step of the process.

If you’re looking for someone who truly helps, we are here for you. We will listen carefully to your needs, and most importantly, we are committed to making this an enjoyable and stress-free experience.

Contact us today at +34 663671888 (WhatsApp available).

What Taxes Should You Expect When Buying a Home in Spain?

Taxes on Purchasing an Off-Plan Property

Resident or not resident in Spain, you will need to pay taxes, such as VAT (10% for new built properties) and AJD (Stamp Duty, 1.2%). These costs are standard and part of the purchase process, but it’s essential to be prepared to avoid surprises. Remember that our agency does not charge any commission from the buyer. Therefore, our team will help you calculate everything in advance, giving you a clear overview without any surprises.

Notary and Registration Tax: Approx. 1.8%

Taxes on Purchasing a Resale Property

For existing properties, you’ll need to pay the ITP (Impuesto de Transmisiones Patrimoniales – Property Transfer Tax), which ranges from 7% to 10%, depending on the region and the property’s value. In the Andalusian region the ITP is 7%. Don’t forget notary and registration fees, which are approx. 1.8%.

Costs to Consider After the Purchase of the House

Annual expenses

After purchasing your home, you’ll need to budget for annual expenses like IBI (the local property tax), community fees (if your property is part of a residential complex), and utilities such as water, electricity, and gas. While these costs vary depending on the size and location of the property, they are generally manageable compared to the benefits of living in a place like Marbella.

IBI (impuesto bienes inmuebles) (Local Property tax).

This tax is based on the property without distinction whether the owner is a resident or not. Calculated on the basis of the catastral value set by the town hall the tax rate goes from 0.4% to 1.1%, depending on the Spanish region.

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How Can I Visit the Property I Like if I am Not in Spain?

Visiting Properties for Sale in Costa del Sol: Your Journey to Home Ownership Made Easy

Once you’ve found a property that catches your eye, we’re here to make the next steps easy and enjoyable:

Live Virtual Tours: Interested in a property but can’t visit in person yet? No problem! Schedule a live Tour via WhatsApp, where we’ll guide you through the house in real-time, giving you a complete view of its charm and layout.
Plan Your Visit: When you’re ready to see the property in person, AMA Real Estate is here to help make your visit seamless. We’ll provide recommendations to ensure your stay on the Costa del Sol is comfortable and memorable.
Guided Property Visits: During your stay, we’ll organize private viewings of the properties you’re interested in. You’ll have all the time you need to explore each option and make a confident choice.

Why AMA Real Estate is Your Best Partner on the Costa del Sol

At AMA Real Estate, we understand that buying a property is more than just a transaction; it’s a personal journey. We speak your language and are dedicated to being by your side, every step of the way. From the initial search to the moment you receive the keys to your new home, our goal is to make the process as smooth and enjoyable as possible. With AMA, your dream home is closer than you think!

Embrace the luxury of the Costa del Sol, discover exclusive properties for sale, and let AMA Real Estate help you unlock the door to your dream life on Spain’s sunny coast.